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Investing isn’t a one-size-fits-all journey. We all have different goals, financial situations, and comfort levels when it comes to market ups and downs. That’s why understanding your Investment Risk Tolerance  is one of the most important first steps in building a financial plan that actually works for you. If you’ve ever wondered “How much risk should I take?”  or “What type of investor am I?” , this guide will help you find the answer. What Is Investment Risk Tolerance? Yo

This Halloween, it’s not just ghosts haunting us, financial fears can creep in too. From mortgage dilemmas to pension panic, SproutPlans helps you face money worries with clarity and confidence. Discover how our friendly financial planning app turns spooky stress into smart decisions.

It’s a question I hear often, not always because someone wants to stop working, but because they want options. The freedom to take a career break, change direction, or simply know they could  retire without financial stress. The answer? It depends, but the most powerful factor is forward financial planning. Here’s what influences your financial freedom timeline: Your lifestyle expectations: Champagne or Prosecco? Whatever your taste, your retirement should reflect it. Your cu

Sam, 30, earning €80,000, used pension tax relief in Ireland to turn a €16,000 contribution into a potential €79,743 by retirement. Discover how her smart move reduced her tax bill and set her up for a comfortable financial future.

How is my Income Tax Calculated and am I optimising my Tax Credits? Understanding how your income tax is calculated and whether you're...

Retirement is a financial milestone, not just a date. The gap between average income and the State Pension can be steep, over €2,100 monthly. Planning early, contributing to private pensions, delaying retirement, and reviewing investments can help bridge that gap and secure your future.

Do I really need a financial planner? Yes, or at least access to smart financial tools. Advice helps you make better decisions, avoid costly mistakes, and build real wealth. 33% of retirees who didn’t seek advice later regretted it. Start early, plan smart, and take control of your financial future with SproutPlans.

Discover smart tips for first-time investors to beat inflation, protect your savings, and build wealth with confidence.

We’re excited to share that SproutPlans is entering a new phase of growth—with a brand-new office in the heart of Rathfarnham Village and...