This Halloween, it’s not just ghosts haunting us, financial fears can creep in too. From mortgage dilemmas to pension panic, SproutPlans helps you face money worries with clarity and confidence. Discover how our friendly financial planning app turns spooky stress into smart decisions.

It’s a question I hear often, not always because someone wants to stop working, but because they want options. The freedom to take a career break, change direction, or simply know they could  retire without financial stress. The answer? It depends, but the most powerful factor is forward financial planning. Here’s what influences your financial freedom timeline: Your lifestyle expectations: Champagne or Prosecco? Whatever your taste, your retirement should reflect it. Your cu